Keep it simple, keep it effective.
On A Budget is a simple Google spreadsheet to track your expenses, incomes and budgets. That's it. Only what you need, carefully designed by people who needed the same tool than you while still controling it entirely. It saves you the hassle of searching for apps or resources and let you start now to grow your finance.
So why should you start to budget?
Money can be worrysome. Fix that. Track exactly what you spend, how much you own, your future expenses and start acting based on actual data. There's no tech gimmick here, just a frank spreadsheet that will tell you how you're doing. And what's next.
Open your sheet and it will greet you with what's in, what's out. Deal with it. Head to the summary tab and understand where all those dollars go. Too much on entertainement? More than 30% of income in renting? How much can I spend per day and still save for my wedding? Time to figure that out.
All of this is ready to sail, out of the box. But your data is yours, and so is your workflow and tastes. Fortunately, once you will receive the template link, sky is the limit. Tweak parameters, customize, improve, learn, discuss with us. We're really just getting started.
And yet, it costs only 8 bucks:
Performances at a glance
Even a todo list
Hey, nice to meet you. We are the creators of On A Budget. We are also the night owls who will answer if you need anything and click on the bottom right widget.
We created this project to drive our real financial decisions, in real life. We are convinced a budget and a simple tool are key to get started or keep rolling a successful financial journey. We sincerely hope it will help you too, let us know ;)